For most people moving abroad, understanding the different visa types on offer is going to be essential. Every country has slightly different criteria, but it’s vital to research the specific visas on offer for countries on your shortlist.
Your visa will also determine what you are allowed and not allowed to do during your visit, so it is important to understand which are the most suitable options for you. It’s also vital to understand whether you will be eligible as early in the research process as possible to avoid wasting time planning a move which isn’t suitable for you.
Whether you’re planning a short-term adventure, a professional relocation, a permanent move, or retirement abroad, understanding your visa options early is critical to avoid delays, undue stress and expense, or outright refusals.
This article doesn’t cover specific visa types by country, as those details change regularly. Instead, we have written this guide to provide a framework to help you approach your research effectively, know what to look out for, and understand what could jeopardise an application.
By the end of this article, you won’t know exactly where to move, but you will have a good understanding of the different types of visas and what to look for when creating your shortlist of countries and visas.
We’ve written this guide assuming you already know what a visa is and why a visa is required when moving country.
A quick checklist of what to research when choosing a visa
- Define your reason for relocating (work, family, retirement, etc.)
- Identify countries you're considering and their typical visa routes
- Check if a job offer, proof of income, or investment is required
- Confirm if the visa is short-term, renewable, or leads to residency
- Assess your personal profile (age, health, finances, criminal record)
- Check for common red flags that could lead to a refusal
- Review required documents (bank statements, ID, medical forms)
- Verify official government guidance, avoid relying on forums (or generic articles!!)
- Speak to a qualified adviser if your case is complex or time-sensitive
- Give yourself plenty of time
Where to begin with visa research
As you’ll already know, every country has its own rules. but most visas fall into a few common categories, and most will require you to prove that you have the necessary funds or income to be self-sufficient without depending on the state.
Essentially, a successful visa application will likely be determined around whether you will be contributing to the local economy and have something significant to offer.
As you start researching, focus on the following key areas:
- Purpose of your relocation
- Likely length of stay
- Your current and future situation
- Common reasons why a visa might be refused
1. Purpose of relocation
The type of visa most suitable will almost always be tied to your reason for moving, including:
- Work visas: Sponsored by an employer or based on specific skills. These usually require a job offer and often lead to residency options.
- Family or partner visas: These are for spouses, partners, or dependants of legal residents or citizens. Requirements vary depending on relationship status and financial position.
- Investor or business visas: These are for people either starting a company or investing in the local economy. These often require a detailed business plan, proof of funds or how the venture will benefit the local economy.
- Student visas: For those enrolling in a recognised educational programme. Often requires proof of enrolment and sufficient funds.
- Retirement visas: Usually for older applicants with no employment intent and a stable passive income or savings.
- Digital nomad visas: Designed for remote workers who want to live in a country temporarily while working for clients or employers located in a different country. Typically requires proof of remote income and excludes access to local employment or clients.
- Golden visas: Golden visas offer residency (and sometimes citizenship) in exchange for a significant financial investment, such as property purchase or government bonds. Most suit high-net-worth individuals looking for global mobility or long-term relocation options.
These categories often overlap and may also have different tax implications. Each issuing country puts its own spin on them, so always look beyond the name and dig into the eligibility.
2. Length of Stay
Excluding tourist visas, some visas are short-term (i.e. 6–12 months), others are multi-year with a path to permanent residency. When researching visas, it’s important to check:
- How long do you intend to stay locally and your future plans?
- Is the visa renewable?
- Does it lead to settlement or citizenship?
- Can you switch visa types while in the country?
If you get the wrong visa and overstay, you can get a negative immigration record which could prohibit you from future applications or re-entering the country. You may also lose future rights.
For many visas, you can extend your visa to prolong your stay if required, but it’s important to understand how your intended length of stay and the rules of your visa align to ensure you don’t harm future applications.
3. Your personal profile: current and future
Your personal situation is ultimately going to be the most defining factor when applying for a visa and most countries assess your eligibility based on the following:
- Age
- Education and professional background
- Financial position: monthly/annual income, savings and money to invest
- Health and criminal record
- Language skills
Understanding how you fit into their system is more important than knowing the visa names themselves.
Common personal traits that can prevent a visa from being approved
Many visa refusals happen because of issues that applicants didn’t realise would matter, or worse, intentionally hid. Typical disqualifying factors include:
- Criminal history: Even minor convictions can result in a refusal, especially for violent or drug-related offences. This can even be the case for tourist visas and can often come as a surprise.
- Inadequate finances: If you can’t prove sufficient funds or a stable income, you may be considered a risk. You may also need to hold specific funds, such as a minimum amount of savings, for a specific period of time (eg for the previous three months before visa application). This is especially important to know before you begin an application so you have time to get your finances in the best possible shape.
- Health issues: Some countries refuse applicants with contagious diseases, STDs or conditions that might place undue pressure on their public healthcare system.
- Past immigration breaches: Previous visa overstays, deportations, or bans from other countries can weigh against you when making an application.
- Inconsistent documentation: Gaps in your timeline, unclear bank records, or inaccurate forms can slow down or block applications.
It is vital to be honest with yourself early in the process, especially when you are speaking to a visa specialist as they may be able to offer guidance to maximise your chances of a successful visa application. If any of the above situations apply, speak to a professional before applying, it could save you time, money, and disappointment.
Two typical visa examples (for unnamed countries)
To give a flavour without diving into country-specific details, here are two examples of common visa types and what they tend to require:
Example 1: Skilled Work Visa
- Usually requires a job offer from a recognised employer, this might refer to a “green list”
- Job must meet minimum salary thresholds
- Applicant often needs proof of qualifications, experience, and language skills
- Health insurance or a health check may be required
- May lead to permanent residence after a number of years
Example 2: Retirement Visa
- No employment permitted
- Must show proof of sufficient passive income or savings
- Often requires private healthcare cover
- Age minimums typically apply (e.g., 55+)
How to approach a typical visa application process
Visa research can feel overwhelming, especially when information is buried in jargon or scattered across multiple websites. Here’s the best way to begin your research:
- Start with the official immigration website of your destination country. Bookmark their visa section, it is ultimately the authority on the subject and will rarely be out of date.
- Check the latest entry requirements, including processing times and costs.
- Make a note of documentation you’ll need, such as bank statements, birth certificates, medical forms, or translations.
- Be realistic about your timeline, visa decisions often take weeks or months, and you may need to arrange your personal situation before beginning any paperwork.
- Speak to a qualified immigration adviser if your situation is complex or time-sensitive.
- Try using a service like ai which can help you draw up a shortlist of suitable countries and visas based on your personal situation and objectives for living abroad.
Frequently asked questions about visas
What are the most common types of visas people apply for when moving abroad?
Work, family, student, investor, and retirement visas are the most common. The exact names and requirements vary by country, but these categories exist almost everywhere. Digital nomad visas have become more common since Covid, however not all countries offer them.
How do I find out which visa I need?
Start by identifying why you’re moving (work, study, family, etc.), then use the official immigration site of your destination country to see what options could potentially match your profile, draw up a shortlist of options. Finally, speak to a specialist for more in-depth guidance when you’ve decided on your country and visa shortlist.
Can I apply for a work visa without a job offer?
It depends on the country and visa. Some have routes for entrepreneurs, high-skilled individuals, students, retirees, or digital nomads. However, most work visas do require employer sponsorship or proof of income from specific sources.
What could get my visa application denied?
Common reasons include criminal convictions, lack of (or incorrectly structured) financial resources, health issues, missing documents, or incorrect information on your application. You can also be refused if you’ve previously and inconsistently breached the rules of previous visas.
Do I need a visa if I have dual citizenship?
You may not need a visa if your second passport gives you residency or free movement rights in your destination country. Always check the visa rules for both passports.
How long does a visa application usually take?
Processing times vary. Tourist visas can take no time at all, student visas might take days or weeks; skilled work or residency visas can take months. The best way to find out is to speak to a visa specialist and even people who have successfully gone through the process themselves.
Should I hire an immigration lawyer?
If your case is straightforward, you may not need one. But if you’ve been denied before, have dependants, or are unsure about eligibility, professional advice is highly recommended.
Summary: Getting Your Visa Research Right
Choosing the right visa is one of the most important steps in planning a successful move abroad. While the exact rules will vary between countries, the process always demands early planning, honest self-assessment, and careful attention to what’s required.
From understanding your purpose to identifying potential dealbreakers, doing your research properly can save you months of stress and thousands in lost fees.
If in doubt, get professional advice before making commitments that depend on visa approval.
The right visa isn’t just about entry, it’s the foundation for your life abroad which will enable you to live in a way you wish to live.
Failure to get this right, and your dream of living abroad could be doomed to fail before you even move.