Tailored and trusted expat pensions advice

Pension choices affect your long-term income, financial security and retirement options. That's why independent, regulated advice is essential, particularly when your circumstances involve living abroad, multiple pensions or cross-border considerations.

Our network of independent financial advisors and wealth managers are fully qualified and licensed to provide you with high quality pensions and financial advice, however complex your situation.

We connect you with a trusted specialist who take an advice-led approach, with your long-term income needs and objectives at the centre of every recommendation.

How our service works

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Your path to trusted, independent advice

How our introduction service works

Our role is to help you start the right conversation with the right advisor, in a way that feels professional, transparent and pressure-free.

When you submit your details, we review your situation to understand the help you are seeking before introducing you to a carefully vetted, independent pension specialist whose experience matches your circumstances.

Your first conversation is a no obligation discovery call. This is an opportunity to get to know the advisor, discuss your objectives, and understand how their advice process works. It is not a sales call, and no recommendations are made at this stage.

If you choose to proceed, our partner will conduct a structured fact-find which enables them to understand your financial position in detail and provide personalised, advice-led guidance focused on your retirement goals.

Any fees are explained clearly in advance and relate to professional advice, not the sale of financial products. You remain in control throughout and can pause or stop at any point.

No pressure and no obligation at any stage.

The information you provide using the form on this page is used solely to understand your situation and identify the most suitable specialist for you.

We review your details internally and share only what is necessary with the selected adviser so they can prepare for an initial conversation that is relevant to your needs.

We do not sell your data, add you to mailing lists or pass your information to multiple firms.

Within 24 hours of receiving your enquiry, we will contact you by email to confirm the selected partner and explain the next steps.
Once we have introduced you to our partner, you will be contacted by them directly and invited to have a short discovery call with them.

The free discovery call is for people who are considering professional help and want to understand the process and get to meet a trusted expert before committing.

It is:
- A free, structured 15 to 30-minute call
- Designed to build confidence and set expectations
- Focused on understanding what kind of help you may needed
- A check to see whether a paid consultation or a more formal service is the best next step
- A chance for your to review our partners' credentials and suitability for you
It is not:
- A way to get detailed questions answered
- A substitute for a consultation or advice
- A route to free advice or planning
A free discovery call is perfect for someone who is unsure what to do next and will help determine the correct route before any commitment is made, without any obligation to proceed.

If you need answers to questions, guidance or recommendations, our partner will propose a formal arrangement with them. This may take different forms, but will usually be a fee-based service where terms and deliverables will be explained clearly and you can decide whether to proceed or not.
If you need specific guidance, answers to technical questions or wish to proceed to formal wealth management advice, our partner will set up a formal meeting with you which will take the form of a fact find consultation.

This allows them to:
- Ask you specific questions to establish your financial objectives and risk profile.
- Review your circumstances in more detail
- Explain different investment and financial options available to you
- Complete formal onboarding, including anti-money laundering checks
- Outline fees, limitations risks and next steps
At this stage our partner may also request a deposit, which would be a % of the overall fees.

You should only proceed with formal assistance if you are comfortable, and you are under no obligation to proceed.

This fact-find is an essential part of the advisory services our partners provide. Without it they cannot provide recommendations or advice.
Following the fact find, our partner will produce a written report setting out their professional assessment and recommendations.

While the exact content varies depending on your circumstances, this usually includes:

An overview of your current financial position and evaluation of your risk profile

A summary of your objectives and priorities

An analysis of existing pensions, investments or arrangements

Consideration of risk, time horizons and income needs

Options for meeting your retirement or long-term goals

The potential advantages and disadvantages of each option

Costs and fees associated with the advice and each recommendation, including tie in periods and early exit fees

The purpose of the report is to give you a clear, structured basis for making informed decisions, with recommendations that should reflect your personal goals.

Even at this stage, you do not need to proceed with the advice and suggestions offered and you should never proceed if you feel any pressure to do so.
Financial advice is a professional service and as such formal services will always be chargeable.

Any potential fees, costs and next steps will be explained by the adviser directly during your discovery call and you remain in control of whether you proceed.

Fees may be fixed according to the service provided, or they may be based on a percentage of investment under management.

Some advisers may request a deposit before carrying out detailed work. This is not a sales tactic. It reflects the time and expertise involved in reviewing your circumstances properly.

There is no obligation to progress beyond the free discovery call and no deposit will be due until you have agreed to proceed.

Why use Experts for Expats

We exist to help people make better decisions about money when living internationally. We do this by:

Listening to your situation
Using our experience to understand the help you're seeking
Introducing you to the most suitable specialist
Helping you start with a clear, no obligation conversation
Only partnering with advisors who are professionally qualified, regulated and suitably experienced

We carry out due diligence before working with any advisor and continue to review feedback over time.

Our aim is to introduce you to professionals who take an advice-led, client-focused approach, not a sales-led one.

Request your intro and discovery call

Request your free introduction and discovery call

Tell us a little about your situation

Complete the form below and we'll use the information provided to connect you to a trusted, independent specialist from our network.

Within 24 hours, we will email you with details of our hand-picked trusted partner and invite you to book your free discovery call with them.

Get help with

from an independent advisor

Timothy S.United Arab EmiratesInvestment advice

I've been impressed by all aspects of my dealings to date. The clarity of the information given, the job knowledge of the consultant and the lack of pressure for me to sign up to anything have been what I am especially satisified with.

Rosanna K.United StatesInvestment Advice

I learned a lot from the consultant, including very simple things like what inflation is! He explained things very clearly and did not mind explaining simple things. I feel very well informed about all my options after talking to him. Thank you.

Phil. C.FrancePensions

As an expat who has been living outside the UK for 30 years, it was reassuring to speak to a representative of your company who seemed to have his clients interest at heart, especially when the client has no expertise in finances and investment.

Joanne E.United StatesPensions

I was extremely dubious and cautious going into this process. I have two pension pots in the UK that l have been trying to consolidate and rebalance for over a year with nothing but stalling and red tape from the two companies in the UK. In desperation l followed up a lead from Google. I am glad l did. I will now be able to manage my money from the US with an engaged and informative partner, instead of dealing with people who have zero interest in growing my accounts. It’s a big relief and l look forward to developing this relationship with the rest of my retirement planning as part of my portfolio.

Tailored and trusted expat pensions advice

How our introduction service works

How we use your details

About the free discovery call

Fact-find consultation

Delivery of report

Potential fees and charges

Why use Experts for Expats

Tell us a little about your situation

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