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Expat Financial Advisers

Find out how financial advice differs for expats and learn how to choose the best financial adviser for you and request a free consultation

Last updated 29 March 2019 at 19:23

Expat financial advice is defined as a personal recommendation on financial matters for expats which are provided by a qualified professional, which incorporates a number of personal and economic factors.

Expat financial advice is a slightly more complex area than obtaining financial advice in the UK, primarily due to the regulatory differences. However, it is also more complex due to the wider range of financial products available to expats.

What is a financial adviser?

A financial adviser is a qualified individual who will be able to tell you the right options for you, based on your own unique circumstances. Financial advice differs from guidance or information in that the recommendations presented to you are tailored to meet your needs, rather than just being factual and informative.

Why seek financial advice as an expat?

Some people are able to manage their financial decisions without the involvement of a financial adviser. However, financial decisions carry inherent risks, and the implications for making a poor decision can be massive.

For this reason, the majority of people who have a significant amount of money will opt to use the services of a financial adviser to minimise this risk. However, it is important to remember that no investment is risk free and no financial advice will ever be perfect.

Is expat financial advice regulated?

In the UK, financial advisers are required to be regulated by the FSA to ensure that the risk to the recipient of the financial advice is minimised, offering protection and a central body to turn to register complaints or seek support.

Expat financial advice tends to be offered by financial advisers who operate outside of the UK and therefore do not fall under the remit of the FSA. However, there may be local regulatory bodies in each jurisdiction which can offer some protection for the consumer.

The role of the financial adviser

People will tend to seek expat financial advice when they are looking to increase the income they receive from their assets, either in the short term, or the long term (such as in retirement).

Financial advisers are able to help expats plan and manage your finances to restructure your investments and savings, enabling you to maximise your return on investment as well as minimise any tax which may be due as a result.

Testimonials from people who have used our specialist IFA introduction service

I don't normally recommend financial providers to anyone as it is so personal but if someone asked specifically for advice for Expats I would suggest they tried your website.

Liz S. United Kingdom, Investment Advice

Excellent service, well managed, timely and followed up to ensure being serviced. Very good experience.

Ian M. Qatar, Investment Advice

Timely, professional and humane, from the emails to the phone call, could tell the organization runs on empathy and really has a heart to help people

Cynthia K. United Kingdom, Investments

Experts for Expats has been featured in...

The Guardian - Brexit: how the new rules will change your visits to the EU - click to see article
MailOnline - A third of British expats would like to move back to the UK and 40% admit they are homesick... but they will stay abroad for a better quality of life - click to see article
The Times - Thousands of retiring Britons vote for Brexodus - click to see article
We Checked And, Yes, Harry And Meghan Will Have To Pay Tax - We Checked And, Yes, Harry And Meghan Will Have To Pay Tax - click to see article
Are you a British expat whose bank account is being closed due to Brexit? Here's what's happening and what you can do about it - Are you a British expat whose bank account is being closed due to Brexit? Here's what's happening and what you can do about it - click to see article
The Guardian - The older expats facing poverty – thanks to Brexit and frozen pensions - click to see article

What expats say about our experts

The advisor was excellent in giving clear and useful advice. I have already recommended him to another friend who is an international teacher who is seeking to invest her money.

Seema M.

QROPS introduction in Hungary

It's an excellent resource. Swift initial response. Quickly connected to a consultant afterwards and my questions were answered. It was a relief and I would definitely use the service again should anything else arise.

Zoe B.

UK Tax Return, Statutory Residence Test introduction in United States

I was connected with a tax professional with expertise in the area I required quickly. The were very well informed and eased my concerns, providing a very high level of service

Erica S.

Statutory Residence Test introduction in United Kingdom

The consultant who contacted me was extremely helpful and went out of her way to get advice from someone else to answer my particular question.

Elizabeth S.

Pensions, QROPS introduction in United Kingdom

Response was quick and the advice given in 15 minutes was concise, understandable to a layman and useful. I also liked the fact there was no hard sell for follow up paid consultations. As much advice as possible was given in the time frame with a simple "get back to us" if you want to take it further in the future. Excellent service with no pressure to commit. As a result, when I do need to need their paid support, I'll have no hesitation.

Gary R.

UK Capital Gains Tax introduction in Singapore

The referral by Experts for Expats led me to a couple of advisers that provided exactly what I required. The adviser clarified what would be best for me as an individual with limited understanding of pension transfer implications and confirmed that I was correct in stepping away from what had been put in front of me by previous cold-callers.

Mark S.

Pensions introduction in North America

So good to talk to someone with professional experience of expat issues without having to shop around to find someone first.

Gillian B.

Wills introduction in Germany

Super quick and provided all the advice I needed - my experience completely exceeded my expectations. Particularly useful service when you’re an expat without all the contacts and understanding that you take for granted in your home country.

Rachel B.

UK Tax Return, Double tax relief claim, Inheritance tax and estate planning introduction in United Kingdom