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Expat Financial Advisers

Find out how financial advice differs for expats and learn how to choose the best financial adviser for you and request a free consultation

Last updated 29 March 2019 at 19:23

Expat financial advice is defined as a personal recommendation on financial matters for expats which are provided by a qualified professional, which incorporates a number of personal and economic factors.

Expat financial advice is a slightly more complex area than obtaining financial advice in the UK, primarily due to the regulatory differences. However, it is also more complex due to the wider range of financial products available to expats.

What is a financial adviser?

A financial adviser is a qualified individual who will be able to tell you the right options for you, based on your own unique circumstances. Financial advice differs from guidance or information in that the recommendations presented to you are tailored to meet your needs, rather than just being factual and informative.

Why seek financial advice as an expat?

Some people are able to manage their financial decisions without the involvement of a financial adviser. However, financial decisions carry inherent risks, and the implications for making a poor decision can be massive.

For this reason, the majority of people who have a significant amount of money will opt to use the services of a financial adviser to minimise this risk. However, it is important to remember that no investment is risk free and no financial advice will ever be perfect.

Is expat financial advice regulated?

In the UK, financial advisers are required to be regulated by the FSA to ensure that the risk to the recipient of the financial advice is minimised, offering protection and a central body to turn to register complaints or seek support.

Expat financial advice tends to be offered by financial advisers who operate outside of the UK and therefore do not fall under the remit of the FSA. However, there may be local regulatory bodies in each jurisdiction which can offer some protection for the consumer.

The role of the financial adviser

People will tend to seek expat financial advice when they are looking to increase the income they receive from their assets, either in the short term, or the long term (such as in retirement).

Financial advisers are able to help expats plan and manage your finances to restructure your investments and savings, enabling you to maximise your return on investment as well as minimise any tax which may be due as a result.

Testimonials from people who have used our specialist IFA introduction service

A quick response and very happy with the consultant that was recommended

Jill P. United Arab Emirates, Investment Advice

Excellent service, well managed, timely and followed up to ensure being serviced. Very good experience.

Ian M. Qatar, Investment Advice

As an expat who has been living outside the UK for 30 years, it was reassuring to speak to a representative of your company who seemed to have his clients interest at heart, especially when the client has no expertise in finances and investment.

Phil. C. France, Pensions

Experts for Expats has been featured in...

The Telegraph - The surprising places British expats can earn the most - click to see article
MailOnline - A third of British expats would like to move back to the UK and 40% admit they are homesick... but they will stay abroad for a better quality of life - click to see article
BBC Breakfast - Expats in Cyprus having issues with UK bank accounts - click to see article
The Guardian - Brexit: how the new rules will change your visits to the EU - click to see article
We Checked And, Yes, Harry And Meghan Will Have To Pay Tax - We Checked And, Yes, Harry And Meghan Will Have To Pay Tax - click to see article
Saga - Want to retire in the EU? What could the future hold for you? - click to see article

What expats say about our experts

Very impressed with the speed of both Robert and the consultant I was connected to. The consultant definitely had good knowledge of the space and was very professional.

Andrew B.

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I found the expert I was looking for and received excellent service.

Patrick N.

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A highly professional yet friendly interaction which addressed my concerns about my CGT liability and helped me reassess the criteria used as basis for calculating the amount due. Very happy with the service.

Howard P.

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Your advisor answered all my questions, clearly and to my satisfaction.

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I highly recommend The service provided by Experts for Expats. They were quick, efficient and extremely helpful. I got all the answers I needed.

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The advisor was excellent in giving clear and useful advice. I have already recommended him to another friend who is an international teacher who is seeking to invest her money.

Seema M.

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Very impressed by speed of response and the quality of the advice given. I will use the consultant's services in the future without a doubt.

Ian W.

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I was very pleased with the resources made available to me via Experts for Expats and will likely move forward with accounting services they referred me to. An impressive and helpful free service.

Julia H.

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