Best life insurance options for expats

Finding an adviser with experience of expat life insurance isn't always easy because many insurance companies focus on domestic clients only, while others are only authorised to advise residents in particular countries.

We've created this directory of life insurance companies for expats to help you identify advisers and firms that understand the additional considerations involved in arranging life insurance across borders.

The aim of this list of companies isn't to tell you which company is "best", because the most suitable option will depend on where you live, your nationality, where you expect to live in the future and the type of cover you're looking for.

This directory is designed to help you identify firms with relevant international experience so you can choose the one that's most appropriate for your circumstances.

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EZPZ Expat Life Insurance was founded to provide borderless term-life insurance in minutes, not weeks. EZPZ expat life insurance policies offer worldwide coverage & portability, including back home.

Protect your purchasing power with plans in USD, GBP, or EUR. Best of all, premiums are 100% locked at entry, they will never increase with age or inflation. Forget the old way, our digital onboarding can take as little as 15 minutes from the comfort of home.

You built an expat life, we protect it.
PERFECT FOR PEOPLE WHO
- Modern borderless expat life insurance
- Want affordable monthly plans (1–30 year terms)
- Seek an easy 15-minute digital quote and onboarding
- 100% re-insured by GenRe (Berkshire Hathaway)
Additional information
- Medical exams required?
  No
- Currency options
  USD, GBP, or EUR
- Free consultation offered
  Yes
- Regulated by
  Our insurance partner is regulated by the UK Financial Conduct Authority (FCA) & are fully reinsured by GenRe
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Expat International Life Insurance delivers protection to your family in the event of your death when living overseas. Designed specifically with expats in mind, Expatriate Group offer Expat Life Insurance with worldwide protection, covering periods of one to 30 years.

We provide a comprehensive Life Insurance policy to give you and your family peace of mind, whether abroad temporarily or setting up a new life overseas.
KEY INFORMATION
- Offers international term life insurance designed for people living and working abroad.
- Policies can provide continuity of cover for clients who expect to relocate in the future.
- Offers cover for many nationalities and countries of residence, subject to insurer eligibility.
- Experienced in supporting clients with cross-border insurance requirements.
- Trustpilot score of 4.7
Important facts
- Free online quote
  Yes
- Country restrictions
  Available in over 100 countries, with customers in 180+ countries.
- Pricing
  Personalised quotation
- Regulated by
  UK Financial Conduct Authority (FCA) and Cypriot Insurance Superintendent (depending on residency)

Best life insurance options for expats

EZPZ Expat Life Insurance

Expatriate Group Life Insurance