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Expat bank accounts are special accounts designed for people living an international lifestyle away from their home country. Most high street banks will offer a specific international expat bank accounts, but will often have strict requirements for opening an account as a new customers and may also be restricted depending on the country of residence.
We regularly research the market and have created a list of what we believe to be the best expat bank accounts available, which is available below. Unlike other websites, we receive no income from the products listed here helping us ensure we remain independent and unbiased.
For more information about expat bank accounts, please read our guide to expat bank accounts.
We have highlighted what we consider to be the best expat bank accounts below as a guide for the banks you may wish to consider if you need to open a bank account as an expat. The accounts are listed in alphabetical order to ensure neutrality.
The HSBC Expat Premier Account is an award-winning bank account available in sterling, dollars or euros. Included with the account is a debit card, a Foreign Exchange app as well as a complimentary travel security service. The account is access via 24/7 phone access, mobile banking app, online or a dedicated Relationship Manager.
Lloyds International Bank Account is designed for moderate earners who need easy access to their money when living abroad. The accounts are domiciled in either the Isle of Mann or Gibraltar and can be held in either £GBP, €EUR or $USD. Each account comes with a monthly fee and it is possible to hold multiple currencies in the account. If you earn less than £50,000 per year, you can also open an account if you have £25,000 to invest or save with Lloyds.
The NatWest Select account is designed for expats and foreign nationals living in the UK who are internationally mobile. Accounts can be opened in Sterling with multi-currency options available if required once a sterling account is held. NatWest also offers Telephone, Online and Mobile banking support.
With moneycorp, you can make an overseas payments in over 120 different currencies to 190 countries. This allows you to save money on transfers to overseas banks and send your money where it needs to be. You can process an international transfer over the phone, or send money online in up to 33 different currencies. You can also use your account as a personal UK bank account to receive pension payments or other income in £GBP.
Opening an international bank account with Standard Bank is easy and within the reach of anyone wanting to expand their horizons. With a low entry point, the Standard Bank Optimum Account is your door to a world of international banking. Expats need look no further if they want the assurance provided by an established bank able to offer holistic banking solutions.
Please note that we are not recommending any bank accounts nor are we affiliated to any of the banks listed below. We do not receive any payments for sponsorship or advertising for the information provided and all details are maintained on a "best endeavour" basis. We cannot be held responsible for out-of-date information contained on these pages or external websites we link to.
We try to keep this page up to date, however from time to time our information may be out of date. If you spot an error, or have some feedback about the products on this page please email us at advice@expertsforexpats.com.
We've also been instructed to remove one or two major international banks from this list due to overprotective brand police. For this we apologise.
Before making any decisions about your finances, you should always seek independent advice.