Money and finance help for expats

Managing your money and investments when you move abroad can be complicated, and  extra caution is definitely required. We've created this library of information and guidance on what you need to know to manage your money and finances when you're living abroad.

If you can't find what you're looking for and still need help, request an introduction to a trusted financial advisor from our parter network.

Browse our money and finance articles

Investment options for American citizens living in the UK

Investment options for American citizens living in the UK

Due to various tax and regulatory complexities, it’s vital for Americans living in the UK to gain an understanding of what investment opportunities they can access, and which might be right for ...

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QNUPS Explained

QNUPS Explained

A QNUPS is a pension scheme based outside of the UK which is not subject to UK inheritance tax. This article provides a detailed overview of QNUPS but you must seek advice before making any decisions.

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How interest rates and inflation affect the value of currencies and exchange rates

How interest rates and inflation affect the value of currencies and exchange rates

Understanding the connections between interest rates, inflation and currency values is essential for effective financial management for expats. This article provides insight how fluctuations in ...

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Private Credit investing for non-UK residents

Private Credit investing for non-UK residents

Private credit investing is an alternative investment which offers sophisticated investors the opportunity for high yield, high risk, fixed income returns. For expats and non-UK residents it brings ...

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Can I transfer a ROPS/QROPS back to the UK?

Can I transfer a ROPS/QROPS back to the UK?

I have been living in Spain for 13 years and was planning to retire here, however my plans have changed and I will soon be relocating back to the UK to live and then retire. I originally started my ...

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How to mitigate short and medium-term market volatility with alternative investments and how to avoid potential scams

How to mitigate short and medium-term market volatility with alternative investments and how to avoid potential scams

More and more people are investing up to 15% of their portfolio into riskier but potentially more rewarding alternative investments. This article looks at why people are investing in non-traditional ...

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How do elections affect the value of currencies and why is this important for people living abroad?

How do elections affect the value of currencies and why is this important for people living abroad?

2024 is a year of major political upheaval with the UK, EU and the US having elections which will potentially result in major shifts in economic and political policies across the world. But what does ...

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Expat Wills - How to create a legally binding Will as an expat

Expat Wills - How to create a legally binding Will as an expat

A guide to Wills for expats primarily covering English and Welsh laws but also other nationalities and domicile statuses

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Can I contribute to a SIPP when a non-resident?

Can I contribute to a SIPP when a non-resident?

Once I move abroad, will I still be able to contribute or pay money into a SIPP?

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What is a structured note investment?

What is a structured note investment?

My financial adviser has proposed that I invest money into a structured note, but I am unclear what a structured note is or whether it is a good idea.

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What is an investment platform?

What is an investment platform?

I am evaluating my investment options and I am considering using an investment/fund platform, what exactly are they and what do they do?

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Should I avoid offshore investment bonds?

Should I avoid offshore investment bonds?

I've read that offshore investment bonds should be avoided because they are mis-sold by financial advisers looking to earn commission from my investments. Should I avoid offshore investment bonds?

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What is an offshore investment bond?

What is an offshore investment bond?

My financial adviser has recommended that I use an offshore investment bond, but I'm not sure what they are. What are offshore investment bonds?

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I want to retire abroad, where do I start and how do I create my retirement plan?

I want to retire abroad, where do I start and how do I create my retirement plan?

Retiring abroad is a dream for so many people, but the complexities around retiring abroad are much greater than retiring in your home country. This article looks at the key decisions you will need ...

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Managing your investments while living abroad can put you in a uniquely vulnerable position. It’s not uncommon to come across rogue financial advisors so we have put together this overview to help you differentiate between the trustworthy advisors and those you should avoid

Managing your investments while living abroad can put you in a uniquely vulnerable position. It’s not uncommon to come ...

Managing your investments while living abroad can put you in a uniquely vulnerable position. It’s not uncommon to come across rogue financial advisors so we have put together this overview to help ...

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