Money and finance help for expats

Managing your money and investments when you move abroad can be complicated, and  extra caution is definitely required. We've created this library of information and guidance on what you need to know to manage your money and finances when you're living abroad.

If you can't find what you're looking for and still need help, request an introduction to a trusted financial advisor from our parter network.

Browse our money and finance articles

globe with pins sitting on money of different currencies

Finance and tax planning for people moving abroad

Managing finances and taxes across borders can get complicated fast. This guide covers the key financial issues everybody planning a move abroad should understand, including tax, currency, wealth and ...

Everywhere
fraud definition in dictionary highlighted in green

Is an investment platform legitimate? How to spot potential fraud

Expats are increasingly targeted by sophisticated investment scams posing as legitimate platforms. This article explains how to spot red flags, verify regulatory status, and protect your funds before ...

Everywhere
professional man holding a compass

Trumps tariffs: Navigating the shockwaves and staying calm when making decisions

Exploring the impact of Trump’s recent and ongoing tariff policies on global financial markets and how people can stay calm amidst economic uncertainty. Emphasising the importance of focusing on ...

Everywhere
Woman holding credit card and using laptop computer.

Is your money safe in the UK? A complete guide to FSCS protection and UK banking licences

The FSCS provides some level of protection for consumer savings in the UK, but what is the full extent of the protection? And where does it offer no protection at all? Read our complete guide for ...

United Kingdom
what-is-domicile-and-why-does-it-matter

The difference between fee-based and commission-based financial advice

An overview of the main differences between fee-based financial advice and commission-based financial advice, including the pros and cons of each approach.

Everywhere
Five key considerations when moving money abroad

Five key considerations when moving money abroad

If you’re starting a new life overseas, one of the things you’ll need to think about is how you plan to manage your international currency transfers. In this article one of our experts looks at the ...

Everywhere
does-it-matter-if-the-advisor-managing-my-maltese-qrops-is-mifid-ii-compliant

What is an alternative to an IRA for Americans living in the UK?

I know I can’t move an IRA from the US to the UK, but is there a similar tax-free account in the UK I can take advantage of?

Everywhere
financial-matters-expats-must-consider-in-the-wake-of-covid-19

Can American expats invest in US ETFs?

I want to invest in a US ETF but haven't found a broker who will help, is it possible?

Everywhere
mixed-funds-cleansing

What fees can I expect to pay for investment advice as a US citizen in the UK?

I'm considering using a wealth manager to help me with my investments, but I'm not sure what I should be paying. What fees can I expect to pay for investment advice as a US citizen in the UK?

United Kingdom
how-to-calculate-what-i-need-to-pay-into-a-pension

How do my investment options change once I become a US connected person?

I'm British but will be living in the US for a while, which is going to make me a US-connected person. How are my investments likely to be impacted?

Everywhere
American dollars apparently growing on a tree

Investment options for American citizens living in the UK

Due to various tax and regulatory complexities, it’s vital for Americans living in the UK to gain an understanding of what investment opportunities they can access, and which might be right for ...

United Kingdom
QNUPS Explained

QNUPS Explained

A QNUPS is a pension scheme based outside of the UK which is not subject to UK inheritance tax. This article provides a detailed overview of QNUPS but you must seek advice before making any decisions.

Everywhere
How interest rates and inflation affect the value of currencies and exchange rates

How interest rates and inflation affect the value of currencies and exchange rates

Understanding the connections between interest rates, inflation and currency values is essential for effective financial management for expats. This article provides insight how fluctuations in ...

Everywhere
Private Credit investing for non-UK residents

Private Credit investing for non-UK residents

Private credit investing is an alternative investment which offers sophisticated investors the opportunity for high yield, high risk, fixed income returns. For expats and non-UK residents it brings ...

Everywhere
how-can-i-keep-my-tax-exposure-low-when-moving-from-the-us-to-the-uk

Can I transfer a ROPS/QROPS back to the UK?

I have been living in Spain for 13 years and was planning to retire here, however my plans have changed and I will soon be relocating back to the UK to live and then retire. I originally started my ...

United Kingdom