Property and mortgage help for expats

Browse our library of information and guidance on buying and selling property as an expat, including property searches, investment, mortgages and more.

If you can't find what you're looking for and still need help, request an introduction to a trusted property specialist or mortgage advisor from our parter network.

Browse our property and mortgage articles

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How Americans Can Buy Real Estate in the UK: A Complete Guide for US Citizens

Americans can buy real estate in the UK with no legal restrictions. However, financing, taxation and immigration requirements make the process more complex than buying in the US. This guide explains ...

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Anti-money laundering and source of funds requirements when buying UK property from overseas

Buying UK property from overseas involves strict anti-money laundering and source of funds checks. This guide explains identity verification, documentation requirements, enhanced due diligence and ...

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A guide for buying a property for your child attending university in the UK

Buying property for a child attending university in the UK can involve HMO rules, rental income tax, mortgage considerations and compliance obligations. This guide explains how the structure works ...

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A comprehensive guide to investing in UK property from overseas

A practical guide to investing in UK property from overseas, covering objectives, regional differences, finance, tax, legal structure and the key considerations non-resident buyers must understand ...

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How to buy property in the UK as a foreign national

Foreign nationals can legally buy property in the UK, but ownership does not grant residency and the surrounding tax, financing and compliance rules differ from domestic purchases. This guide ...

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Freehold vs leasehold UK property ownership explained

If you’re buying property in the UK, there are two ownership options: freehold or leasehold. In this article, we explain the difference between the two and the proposed leasehold reforms which are ...

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Two new build houses in the UK

Choosing between new build and resale property in the UK

Choosing between new build and resale property in the UK affects valuation risk, financing, rental yield, service charges and exit liquidity. This guide explains how each structure behaves so ...

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Tax implications of UK property investment as a non-resident

Non-resident buyers of UK property face tax at multiple stages: purchase, ownership, disposal and succession. This guide explains Stamp Duty, rental income tax, Capital Gains Tax, inheritance ...

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The legal process and conveyancing when buying UK property

The UK conveyancing process is structured and legally binding at exchange of contracts. This guide explains the role of solicitors, surveys, lender panels, communication between firms and what ...

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A regional guide to investing in UK property from overseas

In this guide for expats and non-residents wanting to purchase UK property, we’ll cover how to decide which area of the UK to invest in, depending on your goals.

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Buying residential property in Spain

This guide explains how buying residential property in Spain works for British people moving from the UK. It covers the legal process, regional price differences, taxes and ongoing obligations, ...

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Renting in the UK: How short and long-term letting works for foreign nationals

Renting a home in the UK is a key stage in settling after an international move. Short-term lets are valuable during the research phase, but long-term tenancies offer the stability needed for ...

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UK cottage with sold sign outside

Buying property in the UK while you live abroad: Essential guide for overseas buyers

Buying property in the UK while living abroad involves more than finding the right home. From proving identity and managing currency transfers to securing a mortgage and appointing a solicitor ...

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UK Expat Mortgages: How to secure a mortgage while living abroad

UK expat mortgages remain achievable for overseas buyers and homeowners, but the process is slower and more complex than standard lending. With interest rates likely to remain steady in the short ...

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Irish mortgages and buying property in Ireland as an expat

British citizens can freely buy property in Ireland, but post-Brexit mortgage rules and lending criteria mean preparation is key. While much of the process mirrors the UK, non-resident applicants ...

Ireland