Moving from the UK to Europe

Europe offers huge variety, and choosing the right location means looking beyond scenery. Climate, transport links, cost of living, local culture and regional bureaucracy all vary widely between and within countries.

Take time to compare practical needs with lifestyle goals. Understanding these differences early will help you avoid disappointment and make a more confident long-term decision.

British citizens now need a visa to live in most European countries and each nation has its own eligibility rules and timelines.

Work, family, study, retirement and remote-worker routes vary in complexity and cost depending on which country you're planning to move to.

Start early, gather the right documentation and check how long your chosen visa takes to process. Mistakes or delays can impact everything else.

Your tax position changes once you move abroad, and each European country has its own rules. You may become tax resident sooner than expected, and UK income, pensions and investments may be taxed differently.

Understanding local obligations, double-taxation treaties and reporting requirements early reduces risk. Proper planning helps you avoid penalties and protect your financial position.

Not only do you need to get your tax sorted in your new home, you will also need to ensure you are compliant with leaving the UK and filing any self-assessments that might still be due.

Buying property in Europe is very different from the UK. Each country has its own legal checks, regional rules and purchase timelines, and many rely heavily on notaries.

Mortgage options also vary considerably, with different affordability tests, documentation requirements and interest structures.

Understanding these differences early, including translation needs and upfront costs, helps you avoid delays and secure the right financing for your move.

Moving to Europe brings new considerations for savings, pensions, currency exposure and long-term investment strategy.

Exchange rates can significantly impact your income or property budget, and some UK investment products may be taxed unfavourably abroad.

Reviewing your wealth structure before relocating helps you avoid inefficiencies and ensures your finances are aligned with your new country’s rules.

Healthcare access varies across Europe, and GHIC/EHIC cards are limited for long-term stays.

Many visas require private health insurance, and registration processes differ by country and region.

Understanding how local healthcare works, what is state-funded and what must be insured privately will help you prepare the right documentation and manage your ongoing costs.

Moving to Europe affects the whole family, and early planning makes everything smoother.

School enrolment, childcare and language expectations vary across countries, and regulated professions may need local recognition.

If you support elderly relatives, consider how distance, healthcare access and legal responsibilities will change. Pets also require vaccinations, paperwork and transport planning.

Preparing well in advance helps everyone adjust comfortably.

Moving household goods to Europe involves customs forms, inventories and often specialist removal companies.

Timelines vary depending on the destination, and some items may require declarations or checks at the border.

Planning early, choosing reputable movers and understanding customs duty exemptions will help avoid delays, extra costs and last-minute disruption.

Adjusting to life in Europe takes time. Language barriers, new systems and cultural differences can feel overwhelming in the first months.

Building local routines, connecting with your community and setting realistic expectations help you settle faster.

Homesickness is normal, but planning for support networks and staying connected to home can make the transition far easier.