Best bank accounts for expats and people living abroad

Opening an international bank account with Standard Bank is easy. With a low entry point, the Standard Bank Optimum Account is your door to a world of international banking. Ideal for expats who want the assurance provided by an established bank able to offer holistic banking solutions.

Wise Multicurrency Account enables people to send and receive money in 23 different currencies, whether you need to receive your salary, pension payments or use a card for everyday spending. While there may be some fees for receiving money in some currencies, it doesn't matter how much you are transferring, the fees are fixed and deducted from the total amount before you receive the funds.

Moneycorp provides a sleek and professional money transfer service, which is all about reliability and value. A solid choice for anyone looking for confidence when sending money overseas. Get simple, safe and secure international money transfers from a Feefo Platinum Trusted award-winning service.

The HSBC Expat Premier Account is an award-winning bank account available in Sterling, Dollars or Euros. Included with the account is a debit card, a Foreign Exchange app as well as a complimentary travel security service. The account is accessible 24/7 via phone, mobile banking app or online.

Lloyds International Classic account is designed for customers who live internationally and has everything you need to carry out your day-to-day banking. It comes with a £5/€5/$5 monthly fee which is waived when you maintain a balance of £5,000, €5,000 or US$5,000.

Lloyds International Plus account is an international current account with everyday benefits including Worldwide Travel Insurance, Priority Pass® and more. The £20 monthly fee is waived when you maintain a balance of £10,000. This account is only available in GBP.

The NatWest International Premier Account allows account holders to manage their finances in multiple currencies, whether they're living in the UK and moving abroad or already living abroad.

Santander's International Gold Account is a current account offering Sterling, Euro or USD currencies. It also provides account holders with a VISA debit card. The Gold Account is great for people who are internationally mobile, specifically people who live abroad and are likely to move around the world.

Suits Me has provided a digital-only alternative banking solutions since 2015. Suits Me does not require proof of address or credit history as their goal is to make a safe and secure banking service available to everyone. The Suits Me current account allows expats to receive money, top up your account and spend using a debit card. Moreover, it allows you to earn up to 15% cashback.