Expat Pensions

Expat Pensions

Last updated: 9 October 2017

Whether you're beginning your career or about to draw an income from your pension, there are so many options available it is important to seek independent expert advice. As an expat, the number of options increase significantly, but the rules also become more complicated.

These guides were created for British expats living abroad and also foreign nationals living in the UK seeking an independent view on their pension options.

Our guides to Expat Pensions

QROPS Advice for Expats

A QROPS is an overseas pension scheme which can give additional freedom to expats still holding pension funds in the UK

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QNUPS

A QNUPS is an overseas pension scheme introduced by the HMRC in 2010 which allows the holder to avoid paying UK inheritance tax

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SIPPs for Expats

There is much to consider when thinking about investing into a SIPP, start with our guide to self invested personal pensions for expats

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Defined benefit pensions

Learn more about defined benefit pension schemes and the options available to people who either live in the UK or abroad as an expat

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Pension deficits

There is much media coverage surrounding pension deficits, but how have they come about, should you be concerned and what are your options?

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Pension Lifetime Allowance

The UK Pension Lifetime Allowance has shrunk. Find out how this could affect you and discover what your options are as an expat

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Annuities

If you have a pension, purchasing an annuity is a big decision, and something which pension companies will push – but what are they?

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Finding a lost pension

If you haven’t received your pension statement for over a year, you may have "lost" your pension. Find out how you can take steps to trace it again.

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State Pension

If you're a British expat, retired or otherwise, discover your State Pension options and help maximise your retirement income

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Pension Shortfall Calculator

A pension gap is where a pension is insufficient to provide the required income during retirement. Calculate the size of your pension gap

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